1. STOP IMMEDIATELY, but do not obstruct traffic.  Warn oncoming vehicles.

2. TURN IGNITION OFF, guard against fire.

3. ASSIST INJURED, then call police.

 

4. SECURE LICENSE NUMBERS, makes and models of other cars involved.

 

5. SECURE NAMES, addresses of other drivers, witnesses, injured persons.

6. MAKE ROUGH DRAWING of scene showing position of cars and/or other details.

7. DON’T HASTILY ACCEPT CLAIM settlement at the scene of accident.

8. NOTIFY YOU INSURANCE AGENT, or if not possible, local agent of your insurance company.

9. FILE WRITTEN REPORT with local or state police if required by regional law.

10. KEEP CALM, DON’T ARGUE, ACCUSE ANYONE, OR ADMIT GUILT